Discuss your claim · Bridgend
Updated
Bridgend Injury Claims: Get Advice on Evidence and the Next Step
After a Bridgend injury, the next useful action may be preserving a recording, clarifying which organisation controls the site or reviewing a claim response. A clear account makes that decision easier. Contact Alexander James Solicitors to ask whether the firm can assess your circumstances, the missing evidence and the proportionate next step on agreed private terms.
Alexander James Solicitors is a Manchester-based practice, not a Bridgend branch. Enquiries are subject to acceptance, conflict and suitability checks, an agreed scope and private fees. A message does not start proceedings or transfer responsibility for a deadline. No free consultation, funding method, compensation figure or successful outcome is guaranteed.

Find the issue you need assessed
Identify what needs doing before the evidence changes
Tell the firm whether the immediate concern is a recording that may be overwritten, a site about to change, a witness who will become difficult to reach or a response date. These issues can require different actions. Put the relevant date and source of your information first. A large narrative sent without identifying the urgent point may make it harder to see what decision the enquiry actually requires.
Give the incident location, your role and a concise explanation of the mechanism. A reference to “Bridgend town centre” may be enough for an initial orientation but not for a camera request or maintenance enquiry. Add the street, premises, entrance or other fixed point. If the position is uncertain, explain what evidence could clarify it rather than placing a precise map pin without a reliable basis.
Preservation is not the same as proof. A retained video may show only the aftermath, and a site photograph may reveal a feature without showing that it caused the injury. Keep the question each item can answer clear. This helps avoid paying for extensive work on material that does not address the actual dispute, while ensuring potentially important evidence is not dismissed merely because it is incomplete.
The firm must confirm that it can undertake any proposed step. Asking a solicitor to consider the matter does not mean a preservation request has been sent or an extension obtained. Establish who is doing what and obtain clarity on acceptance and private costs. If an existing representative already handles the claim, identify that arrangement before asking another firm to contact record-holders or opponents.
Follow the council’s published legal-matter CCTV route
Bridgend County Borough Council’s CCTV page identifies a request route for legal matters through the police, a solicitor or an insurer using its form. It also links to information about public-space camera locations. That provides a practical starting point for council-held footage. It does not confirm that a particular event was recorded, establish the evidential value of a camera view or cover every private camera in the area.
Prepare the information needed to locate the event: date, start and end of a sensible time window, exact site and identifying features such as clothing or vehicle. Explain where the timing came from. A ticket purchase, card transaction or message may bracket the accident rather than time it precisely. Keep the original record and describe any device-clock discrepancy, instead of silently adjusting times until they appear consistent.
State what the recording might establish. Footage of the approach can differ in value from footage of assistance afterwards; images of a hazard before an accident may involve a different request from images of the injured person. An adviser can consider the appropriate basis and scope if instructed. Avoid assuming that one request will retrieve material from shops, transport operators and the council alike.
Keep every acknowledgement and substantive reply. A statement that an enquiry was received is not confirmation that footage exists or has been preserved. Where a controller declines disclosure, retain the reason rather than repeatedly submitting the same request with different descriptions. Do not ask someone to use a phone to copy a restricted monitor informally. A reliable source and complete context matter if the recording later becomes evidence.
Distinguish poor claim handling from a disputed liability decision
Bridgend Council’s complaints guidance separates administration by council staff, administration by insurers or claims handlers, and disagreement with the claim outcome. Its corporate complaints process does not determine the merits of a denied compensation claim. If you have received a refusal, provide that decision and its reasons separately from a complaint about delay or communication. The remedy sought needs to match the actual issue.
An apology for lost correspondence can address administration while leaving responsibility for the original injury disputed. Preserve the wording and avoid treating the apology as a broader admission. Equally, a handler’s acknowledgement may identify the file without accepting any allegation. Label the latest substantive position clearly so the adviser does not spend the assessment interpreting a routine update as a liability decision.
For a denial, note whether the argument concerns control of the site, reasonable precautions, accident mechanism or medical connection. Match the documents you hold to those questions. An extra photograph of the injury may not answer a highway-inspection defence, while an inspection record may say little about prognosis. A focused assessment identifies the evidence capable of changing the particular conclusion.
Do not assume a service complaint, insurer review or ombudsman enquiry suspends court time limits. If a date is approaching, raise it independently. The firm can consider the legal route and proposed work only once the facts and existing arrangements are known. Further correspondence should have a defined purpose, rather than continue indefinitely because each acknowledgement feels like progress towards compensation.
At Bridgend station, reconstruct the route and any assistance
Transport for Wales publishes information for Bridgend station, including its platforms and accessibility arrangements. Use the station-specific identity in your enquiry, but do not treat today’s facilities information as proof of what operated at the accident time. Describe the route you actually used, the relevant platform or access point and whether the event happened while approaching, changing platforms, boarding or leaving a train.
Keep the ticket, intended service and any evidence of the train actually taken. A journey planner can show what was scheduled without proving where you were. If assistance had been requested, retain the booking and explain what occurred in practice: whom you met, where you waited and what help was supplied. Identify any change to the arrangement and whether it was communicated before you attempted the movement involved.
Different organisations may be relevant to a train, station area, car park or public approach. Do not assume the company selling the ticket controlled every feature along the journey. Photographs, signs and reports can help identify the area, but an adviser may need a more specific enquiry. A fall at an entrance requires its own mechanism rather than a general allegation that the station was inaccessible.
Report the event to appropriate staff where practical and record any reference. Do not step into restricted railway areas or approach an edge to collect evidence. Include luggage, mobility aids, handrails, lighting and other circumstances honestly. A customer-service or delay response may preserve useful facts, but should not be assumed to settle bodily injury responsibility or the full financial consequences of the event.
Choose the correct feature when reporting a Bridgend street problem
Bridgend’s reporting page distinguishes road and pavement issues from fixtures, vegetation, lighting and other matters. That distinction can improve an injury account. A raised surface, obstructing object, failed handrail and unlit route should not all be described merely as “a bad pavement”. Identify the physical feature, its position and how it interacted with your movement. Multiple conditions can be relevant, but each should have a clear factual basis.
Save the report as submitted, including date, time noticed and location. If you reported the issue before being injured, preserve that earlier version and response. A report about an adjacent feature may not establish notice of the one involved in your accident. Record changes you observed over time without exaggerating their duration from a single photograph or someone’s general statement that the street has always been difficult.
Photograph the approach and surroundings as well as the close-up. A clear scale can assist when safely available, but do not move the feature or expose yourself to traffic to obtain one. If another person took the images later, identify who, when and whether the condition had changed. An annotated copy may explain the point while the original remains available for checking.
The council’s reporting facility is a route for information and action, not an admission of legal duty over every reported area. Private entrances, development routes and transport property may need separate investigation. A safety response can be useful without proving that the authority breached a duty before the accident. Ask what evidence would resolve control and responsibility before spending money on a wide-ranging property search.
Separate commuting, working travel and the task at the destination
A person travelling from Bridgend for work may be injured during an ordinary commute, a journey directed by an employer or a task at the destination. Explain which applied and identify the actual place. A work-related purpose does not automatically make the employer liable for another road user’s actions. Conversely, an incident away from the employer’s main premises may still require examination of instructions, equipment or working arrangements.
Keep journey instructions, vehicle arrangements and the names of the businesses involved. If the task changed after arrival, describe who made the change and what resources were available. An agency worker should identify the agency, employer information on their documents and site operator. These relationships may need assessment rather than being resolved by the name on a uniform or the person who completed an accident entry.
For a collision, retain the full approach footage and explain vehicle movements, lane position and signals actually observed. For a task injury, describe the physical operation in plain terms. Avoid a generic label that leaves the mechanism unclear. An insurer’s property file or an employer’s absence record may support timing without addressing negligence, so keep the purpose of each document in view.
If a replacement vehicle, repair company or claims business became involved, disclose agreements and referrals. Clarify whether anyone advises on the bodily injury aspect. A person arranging transport is not necessarily managing medical evidence or settlement. The firm should assess the proposed instruction with knowledge of existing roles, costs and any potential overlap before you authorise additional work.
Explain a missing accident entry without manufacturing one
If a Bridgend workplace incident was not recorded, write down when and how you tried to report it, who was told and what response followed. A text, shift message or first-aid record may support that sequence. Do not ask someone to backdate an entry or create the appearance of a contemporary report. A later account should state its true date and distinguish recollection from information found afterwards.
Where an entry exists but is inaccurate, retain it and identify the specific error. “I disagree with the report” is less useful than explaining that the task, equipment or location is wrong and pointing to supporting evidence. A manager’s investigation may contain both useful facts and disputed conclusions. The adviser should see the whole document rather than selected passages, including any recommendations or photographs attached.
Regulatory reporting has its own requirements and should not be treated as the same thing as an injury claim. HSE explains that only defined incidents require RIDDOR reporting and identifies the responsible people. The presence or absence of a report does not by itself resolve civil liability. Tell the solicitor about any safety investigation while keeping compensation, employment concerns and ongoing danger reports distinct.
If reporting the injury has created a separate concern about work treatment, identify that issue rather than assume a personal injury instruction includes employment advice. Scope must be confirmed. Preserve relevant communications without accessing confidential material about others or removing business originals. The immediate objective is a truthful record of the incident and its aftermath, not an improvised private investigation that creates new difficulties.
Describe your health before the incident as carefully as afterwards
An earlier condition can be relevant without automatically ending a claim. Explain your usual function, treatment and symptoms before the incident, then identify the changes that followed. A person with intermittent back pain may have experienced a different restriction afterwards, but that requires evidence rather than a blanket statement that everything was caused by the accident. The adviser and any expert need a complete history to assess the connection.
Use concrete activities to describe function: a work task, carrying shopping, using stairs or travelling independently. Avoid a claim of perfect pre-accident health if records show otherwise. Equally, do not assume an old diagnosis means no new consequence can be examined. Relevant dates, treatment and baseline abilities may help distinguish aggravation, new injury and unrelated progression without guessing a medical explanation yourself.
Include later incidents and illnesses that affected recovery. A diary should show improvement, setbacks and ordinary days rather than repeat the worst symptoms continuously. If notes were prepared with help, identify who wrote them and the information source. A polished account created long afterwards should not masquerade as a daily record. Accuracy makes the evidence useful even when the course of recovery is complicated.
Treatment decisions should follow clinical advice. A claim is not a reason to avoid rehabilitation or seek unnecessary investigations. Ask what independent medical evidence would address the legal questions and how it would be funded. A solicitor’s initial review may be limited to existing documents. The scope, cost and need for any further examination should be agreed before you assume the evidence programme is underway.
Record concentration, confidence and travel difficulties with concrete examples
Some consequences are not obvious in an injury photograph. Difficulties with concentration, sleep, anxiety or confidence travelling should be described accurately and raised with appropriate healthcare professionals. Avoid self-diagnosis or assuming every emotional response has the same medical or legal significance. Identify when the difficulty began, what triggers it and what advice or treatment has been sought, while disclosing other relevant circumstances.
A practical example may be more informative than a broad label. Explain whether you missed stops, needed someone to accompany a journey, struggled to follow a work instruction or avoided a particular activity. State frequency and change over time. Do not claim complete inability if you continued the activity with difficulty; the distinction helps an expert understand the actual effect and prevents an unnecessarily absolute account.
Family observations can help, but should remain separate from your own experience. A partner may notice disrupted sleep or changes in routine without knowing the internal symptoms. Preserve their observations with dates and acknowledge estimates. Where communication or memory has become difficult, tell the firm so it can consider suitable arrangements and the need for further assessment rather than relying on an apparently confident but incomplete account.
Any claim for psychological or cognitive consequences requires appropriate evidence and a connection with the incident. It is not established by distress at an insurer’s response alone. The firm must confirm what work it can accept and whether specialist expertise is needed. Sensitive medical information should be supplied through an agreed channel, with enough initial detail to identify the issue without circulating an entire history unnecessarily.
Use a phased return to show what improved and what remained difficult
A return to work can be evidence of recovery and of continuing restrictions at the same time. Record the start date, hours, duties and adjustments. If you attempted a task and needed help or a further absence, explain the sequence. Do not present returning as proof that every symptom ended, or describe all later attendance as normal if the employer had substantially changed the work.
Keep relevant occupational-health advice, medical notes and employer correspondence, identifying which recommendations were actually implemented. A proposed adjustment is not the same as an arrangement that occurred. If an employer could not offer suitable duties, retain its explanation. The adviser needs to separate medical inability to perform work from organisational decisions, transport problems or unrelated employment changes that also affected income.
For financial loss, compare the actual pay and work pattern with a realistic baseline. Include sick pay, missed overtime and any contractual terms requiring consideration. A reduction in take-home pay may have several causes. Self-employed claimants should distinguish delayed work, replacement costs and profit effects. Do not assume the whole value of cancelled invoices represents loss if expenses were saved or jobs were completed later.
Continue making decisions about work on appropriate medical and employment advice. Stopping work solely to increase a claim is not a sensible evidential strategy. A candid record of attempts, adjustments and recovery can support a proportionate assessment without exaggeration. If separate employment advice is needed, ask whether the firm can offer it and on what terms rather than assume it is included in a personal injury retainer.
Build a loss record that shows purpose, payment and reimbursement
Use a simple dated record of additional costs and assistance. For each expense, identify the item, reason connected with injury, amount, payer and supporting receipt. Note reimbursement from an insurer, employer or other source. This makes it possible to examine the real financial position instead of presenting every post-accident bank payment as a recoverable loss. Where a receipt covers several purposes, explain the relevant portion.
For unpaid help, describe tasks and the change from the ordinary household arrangement. A relative may provide personal assistance, shopping or extra childcare, but time spent socialising is not automatically care. Estimate duration honestly and identify any later reconstruction. A solicitor must assess whether a head of loss is legally recoverable and how it should be valued; family members should not manufacture invoices to create apparent expenditure.
Travel needs can be particularly important when an injury affects a Bridgend commute or access to treatment. Keep appointment evidence and explain why the normal journey was impractical. A taxi due to pain differs from one taken only because a vehicle was under repair. If both causes mattered, record both. Avoid counting the same journey in the injury and property-damage files without disclosing the overlap.
For substantial treatment, equipment or adaptation costs, preserve recommendations and seek advice on the evidence before assuming full reimbursement. Immediate healthcare decisions should follow clinical needs. A possible compensation claim does not guarantee rapid funding. If finances are urgent, identify the practical problem plainly so any available legal assessment can focus on the actual need, without promising an interim payment or encouraging avoidable expense.
Before changing solicitor or accepting an offer, clarify the current position
An existing retainer, live offer or court timetable can materially affect what a new firm can sensibly undertake. Provide the current representative’s name, the stage of the matter and the immediate dates. If you are dissatisfied, identify the concrete issue: missing advice, delay, communication or disagreement over an offer. A new enquiry does not transfer the file automatically or make the new firm responsible for work already required.
Keep the funding agreement and any termination information available for review. A proposed transfer may involve costs, access to records and a clear handover. Do not stop responding to the existing solicitor on the assumption someone else has taken over. The new practice must confirm suitability, conflicts, scope and terms. Its request to see papers is not equivalent to accepting conduct of the whole case.
For an offer, identify what it would settle and what medical or financial uncertainty remains. Preserve the complete terms and deadline rather than a screenshot of the amount. Further evidence may help, but should be assessed against its likely value and cost. Another person’s settlement is not a reliable substitute for your own prognosis, losses and responsibility position, even if the injuries sound similar.
If a child or adult needing assistance is involved, explain the authority and representation arrangements before any acceptance. Organising the file does not necessarily permit someone to make binding decisions. The firm must establish the client and appropriate safeguards. These issues should be raised early, while timing is still manageable, rather than discovered after a well-meaning relative has attempted to agree final terms.
Agree a focused private instruction from Bridgend
Start with your contact details, the accident date and site, the main injury and the particular question you need answered. Identify any insurer, solicitor or claims company already involved and put urgent dates at the top. Mention the principal records available without sending a large sensitive archive before the firm confirms how it should be supplied. An initial suitability discussion can then address the actual proposed work.
Ask what is included in the fee proposal: advice on one document, a targeted evidence request, negotiation or wider representation. These are not interchangeable commitments. Private costs, expert fees and other expenses need explanation, together with any relevant risks. Disclose insurance information for assessment, but do not assume cover exists, applies to this matter or will fund this practice. No free or conditional retainer is implied by contacting the firm.
The office is in Manchester. Discuss remote communication and attendance according to your needs and the task. If a disability, language preference or fatigue affects how you participate, say what support would help. The firm must confirm practical arrangements and whose instructions it receives. An assistant or relative can help organise papers without automatically becoming the client or decision-maker.
Finally, establish responsibility for immediate dates and actions. England and Wales injury time limits require individual consideration, and a complaint, negotiation or pending enquiry does not necessarily protect the court position. Acceptance of the relevant work must be explicit. A useful first assessment should leave you knowing the next proposed step, why it matters, what it costs and whether the firm has actually agreed to take it.
Questions about your Bridgend enquiry
What should I say first if a Bridgend recording may soon be lost?
Identify the possible controller, incident date, exact place and the reason you believe material may be at risk. Give a realistic time window and explain its basis. State whether anyone has already requested preservation and provide the response. The firm must expressly agree to undertake any step; an enquiry does not mean a request has been sent. Clear urgent information helps distinguish a preservation task from a wider assessment of the claim.
Can I walk into the council control room to obtain footage?
Follow the council’s published procedure rather than assume access to a control room. Its legal-matter CCTV information points to requests through police, solicitors or insurers using a form. Identify the footage and discuss the appropriate route with the relevant representative. This does not guarantee a recording exists or will be disclosed. Keep acknowledgements and any preservation confirmation, and distinguish council-held material from cameras operated by private businesses or transport organisations.
Will a map showing a public camera prove it filmed my accident?
No. A location map identifies a possible source, not the view, recording quality or coverage at the relevant time. Explain the accident position and movement so the potential usefulness can be assessed. A camera may show the approach or aftermath rather than the decisive moment. Preserve other evidence as well, and do not let confidence in a visible camera replace timely collection of witness details, location photographs or an accurate personal account.
What is the difference between complaining about a handler and challenging the claim outcome?
A handling complaint concerns matters such as administration or communication, while a liability challenge addresses why compensation was refused. Bridgend Council’s guidance distinguishes those routes. Keep the latest substantive decision separate from service correspondence and identify the evidence answering its reasons. An apology for delay does not automatically admit the underlying injury claim, and a complaint should not be assumed to pause legal deadlines or provide a determination of damages.
The council apologised for losing a document. Does that help establish the accident claim?
It may be relevant to handling or the evidence history, but its scope should not be overstated. Preserve the apology and identify which document was affected. Responsibility for the original accident still needs assessment through the relevant duty, alleged failing, causation and loss. Explain what other copies or sources remain, rather than treating an administrative error as a complete admission or attempting to recreate a missing original without labelling it accurately.
What should an injury account identify at Bridgend station?
Specify the platform or access area, the journey stage, intended and actual service, and the movement involved. Keep tickets and any assistance booking, then explain what happened in practice. Current station facilities information does not prove historic conditions at the accident time. A train, car park, station route and public approach may involve different responsibilities, so a precise site and mechanism are more useful than a general statement that you were hurt at the station.
A booked assistance arrangement changed. Which evidence matters?
Retain the booking, messages about changes and your account of the assistance actually provided. Identify where you waited, who helped and what movement preceded the injury. The booking and the event should be compared without assuming a difference automatically proves negligence or causation. Include relevant mobility needs and your own actions. An adviser can then assess the alleged failing and what further records may clarify the practical arrangement.
Should a broken handrail be reported as a pavement defect?
Describe the feature accurately and use the relevant council reporting category where appropriate. Bridgend distinguishes fixtures from road and pavement issues, which can help direct the report. Keep the location, time noticed and submitted photographs. For the injury enquiry, explain how the handrail affected the event rather than simply proving it was damaged. A report is a useful record but does not automatically establish control, legal fault or the connection with your injury.
I was travelling from Bridgend to work elsewhere. Is it an employer claim?
Not automatically. Explain whether it was ordinary commuting, travel directed as part of work or an incident while performing a task. Identify the actual location, instructions and parties. Another driver’s conduct, a road feature and an employer’s equipment arrangements can raise different questions. The firm needs those facts before assessing responsibility, rather than treating the work-related purpose of the journey as sufficient proof that the employer should compensate you.
What if my employer never opened an accident record?
Record how and when the incident was reported, who knew and what supporting messages or first-aid information exist. A later account should carry its real date. Do not ask anyone to backdate a form or present a reconstruction as contemporary evidence. The absence of an entry does not automatically decide the claim, but it makes a clear and honest explanation of the available evidence particularly useful for an adviser.
Can a personal injury instruction also resolve a dispute about my treatment at work?
Only if that additional scope is expressly agreed. A compensation claim for injury and an employment concern may involve different issues, deadlines and work. Identify both at the outset, preserve relevant correspondence and ask what the firm can offer. Do not assume an accident retainer includes advice about dismissal, pay or workplace treatment. Clear boundaries help ensure the right issue receives attention without leaving a separate deadline unnoticed.
Does injury during a gym activity prove the equipment or instructor was at fault?
No. Describe the activity, equipment, instructions, warning and actual sequence. The assessment may need to distinguish ordinary sporting risk from an unsafe condition or negligent action. Include your own use of the equipment and any other participant’s involvement. Keep bookings, reports and relevant images, but do not infer the entire mechanism from the injury alone. The firm must agree to assess the particular matter before advising on responsibility.
Why does the firm need to know about an earlier medical condition?
The earlier history helps establish baseline function and assess whether the event caused new harm, aggravated a problem or coincided with another change. Give relevant treatment dates and concrete examples of abilities before and after. An old condition does not automatically defeat an enquiry, but omission can undermine the reliability of later evidence. A complete history allows medical assessment of the actual difference rather than an account simplified to appear more favourable.
How can I describe anxiety about travelling without diagnosing myself?
Record the practical difficulty, when it began, how often it occurs and any advice or treatment sought. Examples might include needing company, avoiding a route or struggling to complete a journey. Explain what you still manage as well as what is difficult. Appropriate clinical evidence may be needed to assess diagnosis and connection with the incident. A truthful functional account is more useful than selecting a medical label from online information.
Can a partner describe changes in concentration or sleep?
They can provide their own observations, with dates and an explanation of what they personally noticed. Their account should remain distinct from your internal symptoms or a clinician’s diagnosis. Avoid identical statements or a polished shared narrative that obscures the source. If memory or communication difficulties affect instructions, tell the firm. It can consider suitable arrangements and whether further assessment is needed, subject to acceptance and an agreed scope.
Does a phased return mean I can no longer discuss work-related losses?
No automatic conclusion follows. Record hours, duties, adjustments, assistance and pay during the return, including any unsuccessful attempt or further absence. Compare them with a realistic pre-accident pattern and separate unrelated employment changes. Returning may reduce some loss while documenting continuing restrictions. The evidence should describe the real position, without treating all attendance as full recovery or all modified work as complete inability to earn.
Should taxis caused by injury and taxis caused by car repairs be combined?
Keep the reasons distinct, even where they overlap. Record each journey, its purpose, cost and any reimbursement. A medical restriction may explain one trip while vehicle unavailability explains another, and separate representatives may already handle property-related losses. The adviser needs that distinction to assess causation and avoid duplication. Do not assume every transport expense after an accident is part of the bodily injury claim simply because it occurred during recovery.
Can I stop dealing with my current solicitor while another firm reviews the file?
Do not assume the review has transferred responsibility. Identify current deadlines and continue to keep the existing position clear until a handover is expressly agreed. A new firm may need to assess suitability, funding, conflicts and file access before accepting work. Its request for documents is not a promise to respond to an offer or court order. Ask who remains responsible for each immediate action rather than leave a gap based on expectation.
What should I send if I only want advice on an offer?
Provide the complete offer, response date, current medical evidence, main loss information and any existing representative or funding agreement. Explain the specific uncertainty you want assessed. Advice on acceptance can be a defined task, but the firm must agree scope and private fees. Do not send only the amount or assume another claimant’s result is comparable; the relevant prognosis, responsibility position and settlement wording may differ materially.
How will a Bridgend enquiry become an agreed instruction?
The firm must confirm it can act and agree the work and private terms with the appropriate client. Ask which tasks, expenses and deadlines are included, along with practical communication arrangements from its Manchester office. A message or document request is not enough by itself. Explicit acceptance clarifies who will take the next action and prevents an assumption that a pending enquiry has already protected a legal deadline.
Official sources used for this page
Sources checked 3 October 2026. General information does not determine the route or deadline in an individual case.
- Bridgend Council: CCTV legal-matter requests
- Bridgend Council: public camera location data
- Bridgend Council: concerns and insurance-claims complaints
- Bridgend Council: reporting roads, fixtures and other issues
- Transport for Wales: Bridgend station
- HSE: who should report under RIDDOR
- Civil Procedure Rules: expert evidence
- Limitation Act 1980: personal injury time limits