Banking Law

We advise individuals and businesses on disputes with banks and lenders — including unfair account closures, debanking, frozen funds, financial product mis-selling and lending arrangements gone wrong.

On account closures and debanking, we engage directly with banks and the Financial Ombudsman Service to seek the release of frozen funds, the reversal of closure decisions and an explanation of the bank's underlying concerns.

On financial product mis-selling, we act for businesses and consumers who have been mis-sold loans, interest rate hedging products, investment products or insurance — advising on prospects, limitation and the appropriate forum (court or Financial Ombudsman Service).

We also advise on lending and security arrangements, including disputes over loan terms, guarantees, debentures and the enforcement of security.

How we can help

• Account closures & debanking
• Frozen funds & SAR-related disputes
• Financial product mis-selling
• Interest rate hedging product claims
• Loan & lending disputes
• Guarantees & security enforcement
• Financial Ombudsman Service complaints
• Banking-related litigation

Our process

1. 1

   Initial consultation

   Confidential discussion of your matter, the documents available and any time-critical deadlines that apply.

2. 2

   Strategy & costs

   A clear written assessment of your options, realistic prospects and a stage-by-stage costs estimate so you can decide how to proceed.

3. 3

   Active progression

   We carry out the agreed work — drafting, correspondence, negotiation or court proceedings — keeping you fully informed at each stage.

4. 4

   Resolution

   We secure the best available outcome and advise on any next steps, enforcement or follow-on work required.