Who needs HMRC AML supervision?

Money service businesses, estate agents, accountants (where not supervised by a professional body), trust or company service providers and certain dealers in high-value goods. We can confirm whether your business needs to register.

What does HMRC supervision cost?

HMRC charges £300 per year per location, plus £150 per person for the Fit & Proper Test where applicable. Our professional fees for the application, policies and risk assessment start from £1,200 + VAT.

Can you act as our outsourced MLRO?

We provide MLRO support, training and ongoing compliance reviews. Whether we can act as your MLRO depends on your sector and structure — we will confirm this at the scoping stage.

All services

Practice area

Anti-Money Laundering (AML)

We advise regulated and supervised businesses on the full life-cycle of anti-money laundering compliance — from policy drafting and risk assessments to HMRC supervision applications, MLRO support and remediation following inspections.

Our AML team supports money service businesses, estate agents, accountants, currency exchanges, fintechs and other supervised firms. We draft AML policies and procedures, business-wide risk assessments, customer due diligence frameworks and ongoing monitoring systems aligned with the Money Laundering Regulations 2017.

Members of our team are certified AML Reporting Officers and routinely advise on the Fit & Proper Test, suspicious activity reporting, sanctions screening and remediation programmes following regulatory inspections.

Indicative pricing — HMRC AML supervision: HMRC fee £300 per year per location, Fit & Proper Test £150 per person; our professional fee starts from £1,200 + VAT, fixed wherever the scope allows.

How we can help

HMRC AML supervision applications
AML policies & procedures
Business-wide risk assessments
Customer due diligence (CDD/EDD)
MLRO support & SAR reporting
Sanctions & financial-crime screening
Fit & Proper Test support
Inspection remediation programmes

Our process

1
Initial consultation
Confidential discussion of your matter, the documents available and any time-critical deadlines that apply.
2
Strategy & costs
A clear written assessment of your options, realistic prospects and a stage-by-stage costs estimate so you can decide how to proceed.
3
Active progression
We carry out the agreed work — drafting, correspondence, negotiation or court proceedings — keeping you fully informed at each stage.
4
Resolution
We secure the best available outcome and advise on any next steps, enforcement or follow-on work required.

Discuss your matter in confidence

Every case starts with a conversation. Speak directly with one of our solicitors and we will explain the options available to you.

Get in touch Call +44 7344 141 814

Frequently asked questions

Who needs HMRC AML supervision?: Money service businesses, estate agents, accountants (where not supervised by a professional body), trust or company service providers and certain dealers in high-value goods. We can confirm whether your business needs to register.
What does HMRC supervision cost?: HMRC charges £300 per year per location, plus £150 per person for the Fit & Proper Test where applicable. Our professional fees for the application, policies and risk assessment start from £1,200 + VAT.
Can you act as our outsourced MLRO?: We provide MLRO support, training and ongoing compliance reviews. Whether we can act as your MLRO depends on your sector and structure — we will confirm this at the scoping stage.

Have a different question? Contact our team for confidential advice tailored to your circumstances.