We act for drivers and for passengers, including passengers claiming against a friend or family member's insurance, which is a claim against the policy rather than against the person. We will explain the process in plain terms and discuss whether a no win no fee agreement may be available in your circumstances.
Can I Make a Claim?
- You were a driver, passenger or occupant injured in a collision on a road or other public place.
- Another driver, or your own driver, drove without reasonable care and skill.
- You are within the limitation period, which is usually three years from the date of the accident.
- You have some record of injury — a GP visit, A&E attendance or a walk-in centre note supports the claim significantly.
Situations We Are Instructed On
- Rear-end shunts in stationary or slow-moving traffic
- Car park and reversing collisions with disputed manoeuvres
- Pulling out of junctions and roundabout priority disputes
- Passenger injuries where the host driver was at fault
- Collisions caused by tyre blow-outs, brake failure or poor maintenance
- Low-value soft tissue claims that fall within the official injury portal
What Compensation Could I Claim?
- Damages for the injury itself, supported by an independent medical report
- Lost income, including bonuses, overtime and self-employed profit
- Physiotherapy and rehabilitation arranged privately where the NHS wait is unreasonable
- Damage to clothing, spectacles, phones and child car seats
- Care and assistance provided by relatives during recovery
What can be recovered in any individual case depends on the medical evidence and on the losses that can be proved. We do not estimate figures before that evidence is available.
Evidence That Helps
- Insurer claim reference and the other driver's details
- Dashcam footage from either vehicle, plus nearby vehicles where possible
- Photographs taken at the scene before vehicles are moved
- Repair estimates or engineer's report showing impact severity
- Contemporaneous notes of symptoms in the first days after impact
How Long Could the Claim Take?
Lower-value car accident claims where fault is admitted often resolve within around four to nine months once a medical report is available. Disputed liability, contested medical causation or a need for court proceedings will extend that timeline. We keep you informed at each stage rather than leaving you to guess.
No Win No Fee Funding for This Type of Claim
A No Win No Fee agreement — known in law as a conditional fee agreement — is a written contract between you and your solicitor. Under it, our fee for the legal work becomes payable only if your claim is successful. It is a way of funding a claim without paying our costs up front. It is not a promise about the outcome of your case, and it is not available in every matter.
How a No Win No Fee agreement works
- Assessment first. We review the facts, the likely evidence and your prospects before deciding whether we can offer this type of funding.
- If the claim succeeds. The opponent is usually ordered or agrees to pay a substantial part of your legal costs. A success fee — a percentage uplift on our charges, capped by law in personal injury work — is deducted from your compensation. The percentage will be stated in your agreement before you sign it.
- If the claim does not succeed. You would not pay our fee for the legal work covered by the agreement. You may still be responsible for certain disbursements and, in some circumstances, the opponent’s costs, which is why insurance arrangements are discussed with you at the outset.
- Deductions and other costs. Expenses such as medical reports, court fees, expert evidence and any insurance premium are dealt with separately. We will explain which of these may be deducted from your damages and how they are calculated.
- Alternatives. You may already have legal expenses cover through a household, motor or credit card policy, or through a trade union. We will ask about this because it may be a better option for you.
Who may be eligible
Eligibility depends on the individual case, including whether another party appears to be legally responsible, whether the injury and losses can be evidenced, and whether the claim is brought in time. Some claims are not suitable for this form of funding. We will tell you honestly if we cannot act on this basis, and explain the alternatives that may be open to you.
The exact terms — including the success fee percentage, the disbursements involved and what would happen if the claim were unsuccessful — are set out in writing and explained to you before you decide whether to proceed. Nothing on this page is a guarantee about the outcome of a claim or a statement that any particular funding arrangement will be available. Please take advice about your own circumstances.
Speaking to a No Win No Fee Solicitor
The first conversation is an assessment, not a commitment. A solicitor will listen to what happened, identify who may be legally responsible and consider what evidence is likely to be available. In the context of car accident claims, that usually means looking closely at how the incident occurred, what records exist and how your injury has affected your work and daily life.
Once we understand the case, we can discuss funding. Where a conditional fee arrangement is appropriate, we will explain the terms, the deductions and the risks in writing so that you can make an informed decision. Where it is not appropriate, we will say so and set out any alternative route available to you, including existing insurance cover or union support. Either way, you will know where you stand before any work begins.
Car Accident Claims FAQs
- I was a passenger. Will my friend have to pay?
- A passenger claim is made against the driver's insurance policy, not against the driver personally. The insurer deals with the claim and pays any compensation.
- Do I need to have gone to hospital?
- No, but you should see a medical professional. A contemporaneous medical record makes it far easier to prove the nature and timing of your injury.
- How is a whiplash-type injury valued?
- Certain low-value whiplash injuries from road traffic accidents are valued under a fixed tariff. Injuries outside that scheme are assessed on medical evidence and comparable awards.
- Is there any cost to finding out if I have a claim?
- The initial assessment of your case is a conversation about the facts. If we can act, we will set out the funding options and the terms in writing before you commit to anything.
Speak to our team
Tell us what happened and we will assess the claim and explain the funding options that may be available to you, in writing, before you decide how to proceed.