Financial Services & FCA Solicitors in Liverpool

Looking for an experienced financial services solicitor in Liverpool? Alexander James Solicitors act for clients across Liverpool and the wider North West area on the full range of financial services & fca matters. We advise payment institutions, e-money issuers, money remittance businesses and fintechs on FCA authorisations, ongoing regulatory obligations and product compliance — from initial scoping through to authorisation, launch and supervision.

About our financial services & fca service

On authorisations, we prepare and submit Authorised Payment Institution (API), Small Payment Institution (SPI) and Electronic Money Institution (EMI) applications, including the regulatory business plan, programme of operations, governance arrangements, capital adequacy and safeguarding documentation required by the FCA.

On the regulatory perimeter, we advise on the Payment Services Regulations 2017, the Electronic Money Regulations 2011, the FCA Handbook and the interface with AML, sanctions and the Consumer Duty. We work closely with our AML team so the same firm can deliver authorisation, AML and ongoing compliance support.

Indicative pricing — FCA authorisation packages start from £5,000 + VAT, plus FCA and HMRC fees. Quoted on a fixed-fee basis wherever the scope allows.

• FCA authorisation (API, SPI, EMI)
• Payment Services Regulations 2017
• Electronic Money Regulations 2011
• Money remittance businesses
• Safeguarding & capital adequacy
• Regulatory business plans
• Change-in-control filings
• Consumer Duty compliance

Why choose Alexander James Solicitors in Liverpool

Liverpool, in North West, is home to a vibrant economy spanning maritime and logistics, biotech, tourism. We act for clients across City Centre, Aigburth, Allerton, Crosby and the surrounding wards. Our office is thirty-five minutes by direct train from Liverpool Lime Street to Manchester, with frequent direct services on the Liverpool–Manchester line, so attending in person is straightforward when needed.

• Partner-led financial services & fca advice with direct access to a qualified solicitor — no call centres, no juniors handling your file unsupervised.
• Established Manchester practice covering Liverpool and the wider North West area, with a deep understanding of the local courts, regulators and business community.
• Transparent, fixed-fee pricing wherever the scope allows, with a written cost estimate provided before you commit to instructing us.
• Authorised and regulated by the Solicitors Regulation Authority (SRA Number 637901) — the assurance of a fully insured, regulated UK law firm.
• Practical, commercial outcomes — we focus on the result you need, whether that is a settlement, a successful application or a court order.

Common financial services & fca issues in Liverpool

Common matters we are instructed on by Liverpool clients include: • maritime and import/export disputes • AML compliance for currency exchange businesses • spouse and student visa applications • landlord possession matters While each case turns on its own facts, we routinely deal with these patterns of work and know how the local courts and regulators approach them.

Our process

1. 1

   Initial consultation

   Confidential discussion of your matter, the documents available and any time-critical deadlines that apply.

2. 2

   Strategy & costs

   A clear written assessment of your options, realistic prospects and a stage-by-stage costs estimate so you can decide how to proceed.

3. 3

   Active progression

   We carry out the agreed work — drafting, correspondence, negotiation or court proceedings — keeping you fully informed at each stage.

4. 4

   Resolution

   We secure the best available outcome and advise on any next steps, enforcement or follow-on work required.

Benefits of instructing a local financial services solicitor for Liverpool

Financial Services & FCA solicitors in Liverpool — frequently asked questions

Do you offer financial services & fca consultations to clients in Liverpool?

Yes. We offer in-person, telephone and video consultations for Liverpool clients. Our office at 59 Cheetham Hill Road, Manchester is frequent direct services on the Liverpool–Manchester line, and we are happy to arrange a meeting at a time that suits you.

How much do financial services solicitor services cost in Liverpool?

Our financial services & fca fees in Liverpool are quoted up-front, with fixed-fee options available for defined stages. We will give you a clear written estimate after the initial consultation so you can decide how to proceed.

Which courts do you attend for Liverpool matters?

We regularly appear at Liverpool Civil & Family Court and Liverpool Magistrates' Court. and instruct specialist counsel where the matter requires it.

What does FCA authorisation cost?

Our packages start from £5,000 + VAT plus the FCA application fee, which depends on the permission sought. We will confirm the right permission and the total cost during the scoping call.

How long does FCA authorisation take?

The statutory determination period is typically 3 months for a complete application and up to 12 months for an incomplete one. In practice, well-prepared applications usually complete within 4–6 months.

Do you also handle ongoing FCA compliance?

Yes — we provide ongoing compliance support, regulatory reporting, change-in-control filings and assistance with FCA supervisory engagement after authorisation.